- What Is Capital.com?
- Why Choose Capital.com?
- Products & Services Offered
- Is Capital.com Regulated?
- Pros and Cons
- Account Opening Process
- Types of Capital.com Accounts
- Capital.com Trading Platforms
- Capital.com Markets
- Capital.com Leverage
- Deposit & Withdrawal Options
- Capital.com Referral Program
- Capital.com Partnership Program
- Resources Offered by Capital.com
- Mobile Apps
- Security Measures
- Customer Support
At a point in time, there was a dire need for a regulated broker in the financial and stock market that could enable commercial and retail clients to access thousands of markets and enrich their investment portfolios. As forex trading involves a high risk of losing money, not many online trading platforms were established in a true sense, as also there is a high risk of losing money when trading CFDs. To combat the prevention of losing money when trading CFDs, Capital.com was established as a fintech company having its registered offices in 4 jurisdictions, namely London (UK), Gibraltar, Limassol (Cyprus), and a research center located in Minsk (Belarus). In this Capital.com review, Let’s dive into all the features and services the broker has to offer.
|Product offered||Trading Platform, Forex Broker, Stocks, Cryptos|
|Minimum Initial Deposit||$20|
|MetaTrader 4 (MT4)||Yes|
|MetaTrader 5 (MT5)||No|
|Supported currencies||GBP, EUR, USD, PLN, RUB & More|
|Customer Support||Email, Phone, Live Chat, Social Media, & Help Center|
What Is Capital.com?
Capital.com is a global brokerage firm for trading CFDs (Contract for Difference), forex, and other asset classes established in 2016. Capital.com is a fully registered broker licensed to operate as a crypto trading service provider under 3 authorities namely FCA (Financial Conduct Authority), CySec (Cyprus Securities and Exchange Commission), and the NBRB (National Bank of the Republic of Belarus).
Client accounts remain fully segregated at Capital.com by partnering with 2 of the leading financial institutions of Europe namely, RBS and Raiffeisen, and regular audits being conducted by Deloitte. Moreover, the unique educational app of Capital.com called ‘Investmate’ thoroughly guides the traders on how to make huge profits by wisely steering through the risks involved in forex and cryptocurrency trading.
Why Choose Capital.com?
As per many Capital.com reviews, it has already over 788,000 active customers with over $13 billion traded in volume and more and more investors showing interest in the platform. Apart from imparting its users’ huge access to the world’s biggest crypto markets, the following factors available with the broker attract more customers.
Capital.com is designed keeping in mind the needs of the mediocre investors and thus the interface is very simple and straightforward without any unnecessary jargon used anywhere on the website.
AI Meets Trading
Capital.com implements powerful AI (Artificial Intelligence) that analyzes the traders’ trading behavior and helps them make more profitable decisions.
Lucrative trading opportunities, 70 plus technical indicators, price alerts, clients’ sentiments, and Capital.com leverage up to 1:200 (for professional investors) help Capital.com to serve as an amazing crypto trading platform not just for beginners but also for professional traders.
No Hidden Fees
Capital.com urges transparent trading thus clearly laid out everything on its website. There are no hidden fees charged on the platform but Capital.com charges a distinct fee called the overnight fee, which is charged based on the leverage provided to the users instead of the entire value of the position held.
It is a highly secured platform regulated by FCA and CySec that makes the broker more reliable and trustworthy.
Features of Capital.com
According to the Capital.com review, the following features are available on this brokers’ platform:-
Highly Regulated Platform
Capital.com is a fully regulated cryptocurrency trading broker that is regulated under multiple apex institutions like the FCA (Financial Conduct Authority) in the UK, CySec (Cyprus Securities and Exchange Commission) and the National Bank of the Republic of Belarus. Moreover, the trading platform is also audited by Deloitte, one of the leading financial watchdogs of the world.
Powerful AI Technology
Capital.com makes cryptocurrency trading faster and convenient with the help of a top-notch trading platform available both across the web and also across mobile trading platforms.
Access to the World’s Biggest Cryptocurrency Market
Capital.com offers a wide range of assets (over 3700) that include CFDs, commodities, currencies, stocks, indices, forex, and cryptocurrencies to its customers. The availability of such an extensive suite of varying instruments allows clients to make money across multiple crypto trading markets thereby seamlessly diversifying their portfolio. CFDs are complex instruments and thus trading CFDs require careful trading.
Low Minimum Deposit
Capital.com offers a very low minimum deposit of $20 that allows even small investors to register themselves on the platform. Similarly, the minimum withdrawal limit is also deliberately kept as low as $50, so as to attract the most mediocre of the investors.
Data Protection and Money Safety
When it comes to data protection and client money safety, Capital.com ranks among the top crypto brokers in the world. The company implements some of the top data protection measures like it complies with PCI Data Security Standards and uses the Transparent Layer Security to encrypt client’s data thereby adding an extra layer of security to it. The company also works with 2 of the leading money managing trusts in Europe, namely, Raiffeisen and RBS for storing clients’ funds in segregated accounts. Moreover, some of the advanced features like negative balance protection, stop-loss, and take profit ensure maximum money safety to the clients.
Excellent Training for Investors
The training support provided by the broker via free educational videos, webinars, and deep market analysis keeps the clients updated about the latest news and events happening in the financial markets. Moreover, free educational videos allow clients to improve their trading skills. Also, the platform offers its customers seamless access to more than 70 technical indicators and price alerts, a handful of charts and tools and also client sentiments to help them to get the best trading ideas.
Products & Services Offered by Capital.com
As per the Capital.com review, users can find the following products and services on the Capital.com website:-
Traders can seamlessly buy and sell stocks at zero commission at Capital.com. With more than 1000 markets to access top traded ETFs and shares, Capital.com allows its customers to make long-term share investments and earn huge income from dividends as well as make enough profits. They can hold the stocks as long as they wish to and can sell them all at the best possible rates. Being FCA and CySec regulated, the broker also ensures that the client funds are fully protected and stored in separate bank accounts. Thus, Capital.com helps in boosting trading performance and delivering personalized trading insights.
Buying shares at Capital.com is also very simple and straightforward. All that the users need to do is, open a stocks account and get verified with a reliable share dealing broker. Next, he has to select a lucrative investment opportunity to invest in from the list of available assets on the trading platform. In the final step, they can start buying and selling stocks or can make longer-term capital investments at their own pace.
Capital.com offers its users ample spread betting opportunities with zero commissions and tight spreads. Moreover, the CFD trading platform also allows its users to choose from thousands of different forex trading markets at consistently competitive rates that include top order execution so that users get low spreads.
The integrated AI (artificial intelligence) also allows users to stay informed about each supported trading platform. The smart bias detection system is implemented by Capital.com to mitigate risk and thus personalize customer feedback. Along with all these benefits, the platform also exempts clients to pay tax from capital gains, and thus customers have a cost-effective way to earn a profit. However, spread betting is only available for individuals residing in Ireland or the UK.
Is Capital.com Regulated?
Yes, Capital.com is a regulated broker, registered with the FCA (Financial Conduct Authority) in the UK, and the renowned exchange commission CySec (Cyprus Securities and Exchange Commission).
Capital.com Review: Pros and Cons
|Commission-free trading.||Does not hold any banking license.|
|Capital.com minimum deposit is very low.|
|Useful educational materials and videos.|
|Robust customer support.|
Capital.com Account Opening Process
As per the broker reviews, the account opening process with Capital.com is very easy and quick and the accounts get verified within a maximum of 24 hours. Here is how to open an account on the platform:-
- Visit the official website of Capital.com and click on the “Trade now” button on the top right-hand corner of the page and it will open a Sign-Up form where retail traders need to enter their email address and password and click on the “Continue” button.
- There will be another set of questions related to the trader’s financial details, employment status, country of residence, etc.
- After entering the above details, traders need to select their account currency pairs
- Finally, traders need to upload their proof of identity and proof of residence for the purpose of verification.
- After the verification process is completed, traders need to make the minimum deposit after which they can freely trade on the platform.
Types of Capital.com Accounts
Capital.com offers its users 3 primary account types to choose from, namely Standard, Plus, and Premier accounts. All these account types come with more or less similar features, including compatibility with the Android and iOS mobile trading apps, leverage (30:1), and advanced trading charts. Traders of all these 3 account types enjoy negative balance protection so that no retail investor accounts lose money when trading. They are:-
The minimum deposit for a Standard Account is as low as $20.
The minimum deposit for a Plus account is $3000.
The Minimum deposit for a Premier account is $10,000.
Apart from these 3 account types available on the Capital.com platform, there is another full-fledged professional account allowed on the platform. However, the professional account type is available only to selected users who fulfill the basic criteria related to trading history and a varying degree of user experience. Moreover, professional account holders can also access higher levels of leverage, provided they have the required trading experience and enough trading capital. There is no provision for opening an Islamic account for users residing in Muslim countries of the world.
As per the Capital.com review, Both the Plus and the Premier account holders are assigned a dedicated account manager who can guide them throughout the trading process. The Premier account has another advantage; it allows users to participate in exclusive webinars, and company events organized by the broker.
Capital.com Trading Platforms
The following platforms are available on the Capital.com brokers’ platform:-
The MetaTrader 4 account helps traders to enjoy automated trading that is powered by advanced technical analysis. The MT4 platform can be downloaded for Mac as well as Windows-enabled devices and can be downloaded from Google Play, App Store, and Web terminal. The MT4 account can provide leverage up to 1:200. Setting up a MetaTrader 4 platform is also very easy. Traders just need to create an account as a CySec client, and then go to the ‘Setting’ tab and create a new Mt4 account with a password and other login credentials.
Capital.com brokers offer an award-winning web trading platform that allows users to access thousands of financial markets. Traders can switch from mobile to web and can stay in sync with big markets in a stipulated time limit after making proper analysis.
The trading view is quite easy and offers a registration form at the top of the page. Then comes the selection of the trading panel section followed by the authorization panel.
Capital.com offers one the most amazing CFD brokers that have ever been designed for a mobile app. The mobile app is compatible with both iOS and Android devices and can be downloaded from either the Apple store or the Google Play store.
Capital.com offer the following asset classes available for trade:-
The leverage provided by the company is fully compliant with the ESMA laws that define leverage requirements across multiple investment classes. The leverage levels for the various asset classes are listed below:-
- 30:1 is provided for major currency pairs.
- 10:1 for commodities other than precious metals like gold and non-major equity indices.
- 20:1 is offered for non-major currency pairs, precious metals like gold, and other major indices.
- 2:1 leverage is provided for cryptocurrencies.
- 5:1 is provided for individual equities.
These leverage rules are implemented by the company to limit the various risks that a trader (mostly the beginners) goes through. For example, overextending a trading position without having sufficient capital can be very risky. However, the negative balance protection prevents traders from losing more money than they have deposited.
Almost all the brokerage services offered by the Capitl.com broker are free, starting from deposits, withdrawals, opening or closing trades, or any other inactivity fees, etc. Capital.com also provides free educational materials, real-time quotes, dynamic trade charts, and indicators. However, if the broker charges any fee, the customers should rest assured that the rate is well within the industry limits and there are no hidden charges. Everything is clearly laid out on the broker’s website. Click here to know more about its fee structure.
Buy or Sell Spreads
As stated earlier, Capital.com does not charge any fees from its customers for making any deposits or withdrawals on the platform; it makes money by charging buy or sell spread charges which work on a very simple principle that whenever a customer opens a new position, he has to pay the spread. A spread is just the difference between buying and selling prices of the asset classes traded and should not be confused with an additional charge levied on the traders.
Apart from the buy or sell spreads, Capital.com also charges another additional fee in the name of Overnight fees. Overnight fees also vary according to the instruments traded, for example, the overnight fees are calculated only on the leverage provided instead of the entire value of the position held by the clients for Shares, Cryptocurrencies, or other Thematic Investments. While on the other hand, for other supported instruments like Commodities, indices, and FX, the overnight fee is charged based on the entire value of the position held by the traders. Traders can find all the detailed information about the Overnight fee on the broker’s website under the market information panel.
Deposit & Withdrawal Options
Capital. com makes the deposit and withdrawal of money pretty fast and straightforward. Traders can use multiple payment methods like a debit card, credit card, Giropay, bank wire transfer, iDeal, or e-wallets like Neteller and Skrill. The minimum deposit is $20 but if traders wish to use deposit options like a bank wire, the minimum deposit required is $250. The following fiat currencies are also allowed on the platform- GBP (£), USD ($), EUR (€), or PLN (zł). There are no deposit fees charged by the broker as there are also no withdrawal fees charged.
For withdrawals, traders can get the returns using the same payment methods that they have used to deposit funds into their accounts. Withdrawal requests are generally processed within 24 hours but it may sometimes take between 5 to 7 business days for the funds to reflect on the trader’s card or bank account.; Wire transfer may also take longer than the stipulated period for both deposit and withdrawal.
Capital.com Referral Program
Capital.com forex broker offers a unique referral program for its users where the users can invite their friends to open a CFD trading account with Capital.com and earn a referral bonus of up to $250. After this, the users need to share their referral links to their friends via email or SMS. Users can refer their friends directly from their Capital.com account installed on the web platform or the mobile app. After the referee makes a deposit into his trading account, he is also entitled to a referee bonus along with the referral bonus obtained by the users. Once the referee starts trading with Capital.com with a minimum deposit of 200 EUR/USD or GBP, the user gets a cash bonus credited instantly into his account.
However, the Capital.com referral link is only available to Financial Conduct Authority FCA clients, but the FCA clients again can share the links with CySec clients and when they (CySec clients) open a CFD account and make the minimum deposit, the FCA clients get the referral bonus. The CySec clients, on the other hand, can create an additional FCA account (only if they are from the UK or Ireland) to participate in the referral program.
Capital.com Partnership Program
The Capital.com partnership program allows the traders to start earning by introducing diverse clients to one of the leading AI-powered trading brokers (Capital.com). To become an approved affiliate of Capital.com traders need to submit some personal documents like proof of identity, proof of address, certificate of incorporation (in case of legal entities), etc. Each affiliate is assigned a dedicated personal manager and some customized marketing materials to help traders understand the trading strategies and earn profits.
Resources Offered by Capital.com
To start with the resources available on Capital.com, the platform offers a full glossary and table of contents for the traders to know and understand the jargons associated with online trading, totally free. Then there is a list of free online courses like ‘Introduction to Financial Markets”, “The ABCs of Derivatives and CFDs” etc which are designed by industry experts across the globe. These online trading courses are designed to help customers (both novices and professionals) establish themselves as more successful traders. It provides them a complete overview of different financial instruments including derivatives like crude oil futures (natural gas), swaps, options, and CFDs with this provider. The online trading courses also help traders to understand various risk management strategies along with the important concepts of leverage or margin trading.
Other quality resources provided on the broker’s website include the following:-
- Shares Trading Guide
- Commodities Trading guide
- Cryptocurrency Trading Guide
- Forex Trading guide
- ETF Trading guide
- Indices Trading guide
- CFD trading guide
Then there are some additional trading guides that include:-
Spread Betting Guide
Spread betting is a tax-exempt derivative product available for traders in Ireland and the UK (capital com UK ltd). Spread betting involves speculating on the prices of the instruments instead of physically buying or selling any underlying assets, we know it is common to see accounts lose money. In this Spread betting guide, traders can learn how to place spread bets, how to implement stop-loss features in spread betting, key features of spread betting, leverage and margin in spread betting, etc.
Trading Strategies Guide
As the name implies, this guide helps traders to learn the various trading strategies that ultimately lead to huge profits and be cautious as accounts lose money. They will learn how to interpret various prize movements and also take advantage of various trading positions. Traders also learn how to use various trading indicators and tools like RSI (Relative Strength Index), Bollinger Bands, moving averages, MACD etc.
Trading Psychology Guide
Trading psychology and discipline are the two most important skills that every trader should possess, as accounts lose money easily. This Capital.com trading psychology guide teaches the traders some common trading biases and how to overcome them. Some of the common trading biases include Overconfidence bias, Familiarity Bias, Loss aversion bias, disposition effects, herd bias, anchoring bias, negativity trading bias detection system (so that no retail investor accounts lose money when trading), confirmation bias, gambler’s fallacy, hot band fallacy, etc.
Then the most important resource is the Invesmate app, which acts as an interactive guide to traders who want to experience effective trading. There are short interactive courses, video comics, and financial definitions to help traders level up their trading and financial knowledge. Also, there is a dedicated FAQ section.
Capital.com Mobile Apps
Capital.com brokers’ have a fully functional web-based platform (desktop version) along with a robust mobile application (CFD Trading App) that is compatible with both iOS and Android devices. The app can be directly installed from the Apple store or the Google Play Store. The supplementary educational app called the Investmate can also be accessed from both the versions, from the iOs and Android phones.
Capital.com Security Measures
Capital.com one of the biggest forex brokers and also being a fully regulated broker already increases the trust factor among the traders. To add up to the credibility, the platform undergoes an audit by Deloitte. Apart from this, Capital.com offers negative balance protection to customers that will protect them whenever their account balance becomes negative. Moreover, the AI-driven technology helps the broker to store the clients’ money in segregated accounts that add an extra layer of security to the client’s funds.
Capital.com Customer Support
The Capital.com customer service team can be reached via telephone, live chat service, and email, out of which telephone and email provide the most relevant answers to the queries raised by the traders. Moreover, the customer support team can also be reached via Instagram, Twitter, LinkedIn, Facebook Messenger, and Telegram. There is a dedicated support center that provides innumerable trading videos to help clients meet their trading needs.
Capital.com Review: Conclusion
Capital.com is a fully regulated broker that leverages top-notch technology to ensure that it delivers a supreme user experience for traders. It features a proprietary trading platform that is fairly unique and provides useful insights to help traders make sound investment plans.
Is Capital.com App Safe?
Yes, it is an absolutely safe platform.
Is Capital.com Good for Beginners?
Yes, it is good for beginners as per the multiple broker reviews available.
How Do I Withdraw Money from Capital.com?
Traders should click on the Account tab and go to the Payment section and click on the Withdraw tab, and select the method and amount, and press Confirm.
Is Capital.com Good for Investing?
Yes, according to the Capital.com reviews available, it appears to be a reliable platform for investing.
Is There a Commission on Capital.com?
No, there are no commissions charged on the platform.