XRP Price Prediction

A few years ago, the word “cryptocurrency” must have meant some fishy or underworld banking or monetary term to people involving shady traders but today the entire scenario has witnessed a paradigm shift. In fact, on the contrary, it is the fiat system whose roots are shaken in pandemic unable to withstand the recession.

Jurisdictions around the world are scurrying to put into place legislation and regulations to allow or make it easier for companies to carry out initial coin offerings (ICO’s) or token issuances. So ultimately, it boils down to the fact as to whether “Cryptocurrencies: Are they here to stay?

In essence, cryptocurrency is a completely decentralized currency mainly based on blockchain algorithms which means by no means it is governed by any central bank or monetary authority. It is rather a peer-to-peer community governed computer network made up of users’ machines or “nodes”. That blockchain network will confirm and verify all new entries into the ledger, as well as any changes to it. Established via mining these digital currencies are gaining momentum and seem to be weathering all monetary recessionary storms.

XRP Overview

Cryptocurrency XRP
Ticker Symbol XRP
Price $ 1.12
Price Change 24h +2.10%
Price Change 7d +1.73%
Market cap $52,335,629,450
Circulating Supply 46,946,349,017 XRP
Trading Volume $2,846,864,778
All time high $3.84
All time low $0.002802
XRP ROI +18867.61%

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Among the four leading cryptocurrencies viz. Bitcoin, Ethereum, Tether, also feature Ripple (XRP) cryptocurrency, mainly due to the awe-inspiring and innovative endeavors by Corporate Ripple helping it establish the peak position.

History of Ripple (XRP)

Before we start with XRP price prediction, Way back in the year 2004, Ripple found its foothold through Ryan Fugger who first initialized the Ripple Payment Network. Soon Jed McCaleb and Chris Larson took reigns of this Payment Gateway project in the year 2012 and that is exactly when Ripple created ripples! Until 2013, Jed McCaleb served as the CTO of Ripple.

Originally the XRP Ledger was called “Ripple” for the way the technology allowed payments to ripple through multiple hops and currencies. The creators chose the ticker symbol “XRP” from the term “ripples” and the X prefix for non-national currencies in the ISO 4217 standard. The company registered itself as “Ripple Labs”. Later to avoid confusion with similar names in 2018 it selected the name for the company and XRP for a digital coin.

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What is XRP?

XRP is the cryptocurrency that runs on RippleNet, a digital payment network. This happens to be on the zenith of the XRP Ledger distributed database. The XRP Ledger is open source and is not based on a blockchain, but rather on the distributed ledger database. Some of the desirable properties of XRP come from the nature of this Ledger and consensus process. It does not require mining and the consensus process does not need multiple confirmations for immutability, which makes it faster and more efficient at processing transactions than other cryptocurrencies.

This distributed Ledger database has been growing in leaps and bounds all these years with its competitors like Bitcoin and Ethereum showing consistent improvement in its price trends. Though initially considered vulnerable but capable, researchers have focused their study on Ripple (XRP) with prime attention to the price movement and sentiment it has been constantly demonstrating. The most crucial and prominent characteristic of Ripple has been the rapid and secure payment gateway that it has manifested allowing users all over the world under no encumbrances of government or any other financial institution making it customer-oriented completely.

The Ripple Kingdom

Certainly, the robust solutions offered by Ripple (XRP) are the bi-product of the brains and toil of some of the leading tech and management experts who have lent their phenomenal contribution to these remarkable services. At the helm is Brad Garlinghouse, who chairs the Ripple Empire as Chief Executive Officer (CEO) followed by David Schwartz, the Chief Technology Officer, and Eric van Miltenburg as Chief Business Officer. The leadership is supported by renowned sub-divisional Heads like Asheesh Birla, Monica Long, Kiersten Hollars, and Stuart Alderoty to name a few.

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The Massive Mission of Ripple

The Motto of Ripple being, Internet of Value (IoV) basically propels all activities of the Corporate and stakeholders thereof.

Apart from building a global payments network, initiatives like Xpring bring in collaboration and investment for scaling innovative blockchain projects. Xpring today is a global network of developers on similar lines as RippeNet which is the global network for FIs. Xpring offers an entire gamut of tools and services in the payment gateways helping the customers transact across any kind of network using XRP ledger and Interledger Protocol. Eliminating siloed networks unlocks the true potential of the entire ecosystem of novel payment gateways that are fast, secure, and low-cost.

Ripple bespoke of a heritage and values which are founded on the framework of greater economic fairness and opportunity for all through research, education, and philanthropy.

Rippled & Tripled Advantages:

Cross-blockchain transactions, micropayments, and web monetization for an abundant mix of industries have been made possible by XRP. XRP has acted as a catalyst to boost industries like media and gaming which have flourished due to the channel partnerships of Ripple (XRP). Bridging the gap between any fiat or digital currency and forms, Ripple has proved to be the pervasive way to make payments and a good investment. Developers who build with ILP experience infinite scalability and are not locked into a single crypto ledger. Together, ILP and XRP enable trading in media and gaming.

On one hand, Ripple is garnering the IoV technology benefit, while on the other it is also addressing the wider community triggering the chain of innovation.

  • Call to the Community to get involved
  • Begin to build features for new use cases on the XRP Ledger
  • Send test payments with ILP
  • Build on top of the Xpring SDK
  • Run a validator…….etc.

These are only some of the ways by which Ripple intends to step in tandem with industry conglomerates.

Another major focus area of Ripple has been to meet growing Consumer Demands by unlocking the power of Blockchain especially strengthening global payments infrastructure. Exploiting the power of digital asset technology, Ripple has been successful in drastically accelerating the speed, cost, and trustworthiness of the masses especially in the way they execute transactions. One of the best examples of this is the cross-border transfer of multi-million dollars by TechCrunch founder, Michael Arrington. Ripple facilitates the transfer of $50 mn dollars in just 3 seconds with only 20 to 30 cents charge.

Ripple (XRP) has also significantly eroded the role of intermediaries by bringing all financial solutions on a decentralized infrastructure. Accessibility being at the core of all these initiatives, Ripple has ensured it stays abreast of an all-inclusive system no matter where people are irrespective of the varied time zones.

The mission of IoV has been an instrumental role-player in generating a new approach to globalization, redefining entire industries, and giving rise to new ones apart from the 55 countries it operates with currently. Offering alternative liquidity solutions using the XRP Ledger and token, Ripple has worked collaboratively within the existing financial ecosystem. This has manifested in Ripple shaking hands with regulators, governments, and central banks to ensure the offerings are secure and compliant.

Institutional Trading is another icing on Ripple’s platter of offerings. Investors use XRP as a tool that is synonymous with high-speed, cost-efficiency, and dependability collateral. This translates to grabbing arbitrage opportunities, servicing margin calls, and managing general trade inventory in real-time. By leveraging distributed ledger technology (DLT) and XRP, the universal asset for the exchange of value worldwide, Ripple can deliver access to services that were not previously possible.

Analyzing the Technicalities: XRP Price Analysis

It is amazing to see how the coin had traversed its historic path all these years through technical analysis. XRP coin had made its entry in the crypto market with a meager $0.0058 and had continued to troll the same for quite a few months. Then spread the news of Ripple’s network joining hands with Tokyo-Mitsubishi bank in the year 2017 and then it totally transformed the journey for this historic platform.

The end of December 2017 proved a tough voyage for XRP as Bitcoin and other already established cryptocurrencies pinned it a little down. However, post-February 2018 markets, XRP resurfaced showing consistency in terms of price, market cap, and proactive market sentiment.

If we look at the historical price movement and the last year’s price prediction for the XRP, the currency was trading at the market value of $0.25 and with a market cap of $9,206,907,569 in January 2020. Later, the Ripple coin marked slight momentum. And the price of XRP reached around its resistance above $0.25. Till the start of March 2020, Ripple price increased and marked almost 150% of its starting price performance and was ranging at around $0.35. However, it did not sustain and started to plummet thereafter when by the end of the quarter i.e. March and its price went down to $0.15.

Surprisingly, in April 2020, Ripple price regained a position, despite a Pandemic outbreak over the globe and showed record prices not to be discouraged and it is still fighting pretty hard to compete with top-ranked cryptocurrencies such as Bitcoin, ETH, Litecoin, etc. And as per the last year’s XRP price prediction, Ripple cryptocurrency might continue to manage its position and price range for the short term and that’s why it is a good investment option.

XRP Price Chart

XRP price chart

Investors’ Advice: Creating Ripples Again!!

With the kind of volatility involved, predicting or giving long or short-term predictions of the destiny of a crypto asset has always posed a challenge even for the best of experts or the trader community. These prominent posts and XRP forecast can not be entirely ignored either. Let us consider some of the eminent publications and investors and try to deduce from their statements regarding the Ripple price predictions:

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An ambitious bullish outlook for 2020 has been made by Market Haven, a crypto assets prediction platform, as it claims 2021 will be a flawless year for Ripple. This crypto-asset price could reach as high as $20 by 2021, they said, as XRP claims it has the greatest capacity of all other cryptos. Investment Haven

The coming years will appear as a smooth time for Ripple as there would be an extension to the alliances and emerging innovations that will raise its price to 8 to 10 dollars. Ripple coin news, the second-largest traffic-based news website

XRP/USD could rise as much as 2000%, and they claimed that XRP could only be feasible if Ripple were the best option for financial institutions to make cross-border payments. Oracle Times

According to all of these XRP price forecast, the majority are sure Ripple will not reach $10. But, the price of $5 is the realistic sum. Eventually, the value of $5 will also represent 15x ROI which is actually great.

XRP Price Prediction 2021

Recently, Ripple was stuck amidst SEC controversy. However, after Ripple wins an access to SEC’s internal documents, it reflected tremendous price surge and even crossed $1 price mark. In the last year, walletinvestor’s analysts’ XRP price prediction was that XRP price will cross $0.6 by end of the year 2021. However, it has already crossed $1 mark and continuing further. The recent partnerships and institutional support will affect Ripple in a positive manner along with its price perspective. XRP prediction for the price is expected to go as high as $1.9 and on the downside, it might retest the $0.60 price level. And XRP price prediction in INR for 2021 will be around 140.50.

XRP Price Prediction 2022

Ripple price has gained support from some of the investment biggies and the number of partnerships  & events with crypto firms showing that many believe in the currency and as per the recent XRP price predictions and its price movement, it might mark a tremendous improvement by the end of the year unlike other major coins such as Bitcoin and ETH and cross its previous all-time high price of $3.84.

Ripple Price Prediction 2023

As per our forecast for long-term realistic XRP price prediction, Ripple price might record price improvement during 2023, as there are a lot of advancements and partnerships in their plan. Ripple (XRP) price might reach somewhere around its previous all-time high at $4.

Ripple Price Prediction 2024

As per our short and long-term technical analysis and Ripple price prediction, the cryptocurrency price might be around $5 in 2024 as it was built to replace most of the fiat currencies and if XRP adoption will happen, then the coin might reflect a bull run and the XRP price might skyrocket in the long term.

Ripple Price Prediction 2025

As per the Ripple price prediction for the long-term (the next five years), XRP has been chosen as a bright game for optimism registering clear gains with prices within the $4-$8 vicinity. However, the most workable idea is to expect a midpoint of these price levels. Mass adoption could trigger future of XRP as an affordable and convenient digital asset. The price may surface as a minimum average of $6 in the long-term around the next 5 years.

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Ripple (XRP) Price Prediction for the Next 5 Years

Most experts hold Ripple liable for spark token airdrop recently, and hence, many investors ended up in the sell orders to enter in another major coin like Bitcoin & ETH. Most of the traders have a question about this currency that “is XRP a good investment compared to Bitcoin or ETH?” Ripple is absolutely a better investment option as this cryptocurrency has sustained minor losses compared to major crypto assets like Bitcoin and Ethereum in the ongoing retreat.

However, being popular mainly for its RippleNet technology, which is a bank-to-bank transfer mechanism enabling the key-highlight of cross-border transfer, Ripple has been the talk of the town. The same spirit may do a lot of good to achieve a lot many gains on the exchange too for the coin XRP. As the alliances and partnerships continue, taking expansion to more nations, a lot more can be expected from Ripple (XRP) in years to come.

The most influential XRP price prediction by one of the top investors, Roman Guelfi (An ardent Crypto Enthusiast and Expert):

As per the expert predictions about future of XRP, “Ripple (XRP) price will achieve bigger milestones in the years to come. As the market starts observing huge invasion of projects, other cryptocurrencies may take a step back and XRP/USD price will sway above all.”

Ripple Creating Ripples in the Cryptoseas

Unlike Bitcoin and Ethereum, Ripple (XRP) has dedicated itself to the sole mission of creating innovative financial services that directly benefit customers and help people and companies prosper.

Launch of PayID

PayID feature of Ripple (XRP) enables users to send digital payments across different platforms. Like when we send an email from our id, we can do it from any mail account to any mail account, say Yahoo or Gmail. However, while sending cash on the internet, a Venmo user can’t send money to someone using Cash App or Zelle, and nor you can use a bank’s website to send money to those apps. This is where Ripple PayID is a great wonder. It facilitates users with the distinct easy-to-read ID that works with any service provider.


A product of powerful innovation, this provides open-source code and developer tools to accelerate the building of efficient and interoperable blockchain technology.

One PayFX Solution

The XRP (Ripple) team has companies like Santander develop its One PayFX service. This solution facilitates instant or same-day, low-cost international payments, making customers aware of how much amount exactly the recipient gets and when they will receive the money.

Ripple Swell

Ripple Swell is one standard platform where the leaders, entire players of ecosystem business associates assimilate to brainstorm. Ripple Swell is the most trusted buzz for financial services, blockchain technology, and policy, committed to transforming the movement methodology of money worldwide.

Line of Credit from RippleNet

Line of Credit is a new beta service enabling Ripple clientele using On-Demand Liquidity (ODL) to source capital on-demand to initiate cross-border payments at scale using XRP. This feature is the mainstay of all those venturalists who combat regular working capital obstacles. The Line of Credit arrangement helps SMEs overcome capital and resource shortfall empowering them to face competition in the marketplace with courage and enthusiasm to be better equipped. LoC unveils the world of opportunities for companies to use the capital freed from pre-funded accounts and further invest in their business to enter new markets and reach new customers.

Siam Commercial Bank (SCB) today is able to facilitate cross-border payments and launch the Outward Remittance Service via SCB EASY across Thailand. The credit for the same goes to the partnership with Ripple (XRP) with retail customers across Thailand. Fuelled by Ripple’s market-leading blockchain technology, RippleNet service makes it possible for remitters to transact with benefits of savings on time and money allowing the beneficiary to receive the full transferred amount at a competitive exchange rate.

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RippleNet has a series of products:

  • xCurrent: Payment Processing
  • xRapid: Source of liquidity
  • xVia: Payment origination

Enables payment processing between banks.

“A standardized technology enabling the ability to message and settle transactions between banks with increased speed, transparency, and efficiency.” — RippleNet Brochure


It is a pool of funds that banks can have access to in order to transfer funds easily.

“Access to an on-demand liquidity pool of digital assets that eliminates the need to hold Nostro accounts in destination currencies.” — RippleNet Brochure


xVia is a global payment transaction system.

“A web services layer providing corporates with the ability to securely originate real-time payments with rich data attachments.” — RippleNet Brochure

Ripple (XRP): Unveiling the Mystery

While Ripple (XRP) works in a bit more technologically woven way, the above example explains its basic workings. The Ripple system scores better than the bitcoin network for its lower processing times and lower transaction charges. While Bitcoin remains a truly public system that is not owned by any single individual, authority, or government. The Ripple network, although decentralized, is owned and operated by a private company with the same name. Despite both having their unique cryptocurrency tokens, the two popular virtual systems cater to different segments of users.

Customer Acknowledgments

We have been able to eliminate pre-funding requirements and offer faster remittances at a lower cost through Nium’s use of Ripple (XRP) in the Philippines and Mexico corridors. Prajit Nanu, Co-Founder and CEO at Nium


Thanks to RippleNet that our customers can send money to family and friends abroad in real-time from their phones. Arthit Sriumporn, SVP of Commercial Banking at Siam Commercial Bank


The  ODL solution of Ripple has significantly reduced the cost and delivery time for cross-border transfers, and our customers are seeing the benefits. Richard Ambrose, CEO of Azimo


Santander and Ripple (XRP) bring Faster, Cheaper Cross-Border Payments to millions of Retail and Commercial Customers. Ed Metzger, CTO Santander


It is our duty to continuously search for superior technological solutions to deliver ever-improving remittance services for our customers. With the steady rise of remittance flows, we see Ripple helping us to open up new revenue potential for our business and a better overall experience for our customers. Nobuo Ando, Representative Director


Ripple Labs is a legitimate and lawful crypto company that has been operating for over 10 years, and the Ripple network with its cryptocurrency XRP, are well developed and funded technologies that are unique in the cryptosphere. Christopher Masgot


Do the firms following On-Demand Liquidity (ODL) get influenced by the price volatility of XRP?

Not at all. XRP already has sufficient stock of firms that are inclined towards ODL. In any case, such firms do not need to hold XRP for an extended duration while supporting ODL. On top of it, these financial institutions are exposed to minimal volatility during transactions.

What is XRP? How do I trade XRP?

XRP is an open-source, decentralized digital asset built for payments trading over 100 markets and digital exchanges. On the internet, you can come across various exchanges supporting XRP/USD trading.

Which platform does Ripple recommend for trading XRP?

Ripple (XRP) does not endorse or recommend or, for that matter, make any representations with respect to Internet lists or exchanges more generally. Every exchange has a different process for trading XRP coin and their customer support and policies based on central bank guidelines. You need to do your own due diligence before adopting technology and taking investment decisions. So to conclude, Ripple itself does not endorse or recommend any specific platform for trading XRP.

How many financial institutions have adopted Ripple (XRP)?

MoneyGram, MercuryFX, IDT, Cuallix, Western Union, Cambridge Global Payments, Currencies Direct, and Viamericas— eight major payment providers — have publicly announced their pilot use of XRP in payment flows through its liquidity pool to provide liquidity solutions for their cross-border payments. Ripple has a growing pipeline of financial institutions that are also interested in using XRP coin in their payment flows.

What is the Ripple Payment Protocol?

The Ripple Payment Protocol, also called the Ripple Transaction Protocol (RTXP), is a remittance network, a real-time gross settlement system, and a currency exchange. The network is built upon a consensus ledger, a distributed open-source Internet protocol, and the native cryptocurrency. This protocol allows Ripple (XRP) to settle cross-border transactions in a matter of seconds.

Is Ripple secure?

The simple answer to the question “Is Ripple secure” is “Yes.” That’s because of strategy; Ripple is different from other players in the cryptocurrency market. Think of Ripple as the tortoise in the story “The Tortoise and the Hare.” Ripple knows its goal. And once it gets there, it could dominate the online payment market.

Is XRP a good investment?

Ripple has been the rapid and secure payment gateway that it has manifested, allowing users all over the world under no encumbrances of government or any other financial institution, making it customer-oriented completely. And as per the recent price movements, it may soon show a considerable gain, and hence, it is good to hold XRP coins.

What is the validator incentive structure for validators not run by Ripple?

If the XRP Ledger becomes successful and is widely used for interbank settlement, there will be an incentive for participants to ensure the reliability and stability of the network. If this happens, institutions will run rippled servers to participate in the network. The primary incentive to run a validator is to preserve and protect the network’s stable operation and sensible evolution.

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