- Ripple has announced that it is joining Mastercard’s Agent Pay for Machines (AP4M) program for AI Agents for payments.
- Ripple will provide support with its XRP Ledger and its native stablecoin, RLUSD.
- More than 30 companies, including Stripe, Coinbase, and others, are joining the initiative launched by Mastercard to create an ecosystem for AI-based commerce.
On June 10, Ripple, the leading blockchain and cryptocurrency company, announced that it is joining Mastercard’s Agent Pay for Machines program (AP4M).
Ripple Partners with Mastercard’s AP4M Program
Ripple has mentioned that artificial intelligence agents are becoming capable of managing business transactions, and payments need more than just speed. However, it is important to have strong control and clear regulations for these agents.
In the official statement, Ripple said it is helping in the development of infrastructure for agent-based payments. The company stated that the XRP Ledger and its stablecoin RLUSD are helping lay the foundation for the future of commerce.
Markus Infanger, senior vice president of RippleX, stated in the press release, “Autonomous agents are already settling invoices and paying for compute on their own, but institutions can only move at that speed if the controls move with them. XRPL and RLUSD are built so enterprises can let agents transact at machine speed within rules the chain itself enforces, with settlement in seconds, predictable costs, programmable compliance, and a full audit trail, so agents can only ever do what they are authorized to do.”
He said, “Mastercard’s move toward regulated stablecoin settlement on-chain is an important signal that this is evolving from an emerging capability into an enterprise standard.”
Mastercard Agent Pay for Machines Launch
Mastercard has officially rolled out a service Agent Pay for Machines on June 10, 2026. The purpose of this program is to create a payment ecosystem for autonomous AI agents. These programs will handle large frequency and low volume transactions, as low as a fraction of a cent. This entire process will run in an automatic manner in the background without any kind of intervention by humans.
This program is joined by more than 30 partners, including Aave Labs, Alchemy, Anchorage Digital, BVNK, Cloudflare, Coinbase, Mastercard Merchant Cloud, MoonPay, Nevermined, OKX, PayOS, Polygon, Rain, RippleX, Solana Foundation, Stripe, and others.
This new service is part of Mastercard’s earlier Agent Pay program, which was launched in 2025. It is working on integrating how trusted AI agents could take part in digital payments. Agent Pay for Machines is expanding this program with machine-based automated microtransactions in e-commerce.
Jorn Lambert, Mastercard’s chief product officer, said that “Agent Pay for Machines will create the conditions for a superbloom of AI business models. Machine payments can make it possible for services to be bought and sold among agents at fundamentally different scales than payments today — very high volumes, very small values, very fast and at extremely low latency.”
The AP4M has introduced new capabilities for machine commerce, including Credentialing, Permissioning, Transacting, and Settling.
Stablecoin’s Role in Agentic Payments Growth
Agentic commerce is expected to witness impressive growth in the upcoming years. According to Juniper Research, the global market capitalization of agentic commerce is expected to soar above $1.5 trillion by 2030, and Mastercard is going to play a major role behind this growth.
In Mastercard’s Agent Pay for Machines (AP4M) program, there are partners like Ripple, Coinbase, BVNK, and Temp, which will provide the benefits of stablecoins for agentic commerce. This includes better speed, programmability, and efficiency.
Ripple and its native stablecoin, RLUSD, will play a major role in creating basic building blocks for trusted payments supported by agentic payments. RLUSD is issued on the XRP Ledger, and it is fully regulated.
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