Stellar Price Prediction

Stellar, launched in 2014 by Jed McCaleb, is one of the top crypto projects in the market as a decentralized protocol revolutionizing cross-border payments. Generally, Stellar is known as the top competitor to Ripple’s XRP in the market and holds a valuation of $8.76 billion. This makes Stellar one of the top 15 cryptocurrencies, with the XLM token currently trading at a market price of $0.2822.

With strong underlying potential, Stellar shows strong potential for a parabolic rise in the next bull market. This comprehensive Stellar price prediction guide will dive deep into the monthly forecast from 2025 to 2050.

Stellar (XLM) Forecast Summary

Following the recent bull run in Stellar Lumens in November 2024, the underlying potential has been crystal clear for this crypto project. Hence, as the XLM network evolves to rise as a stronger player in the decentralized finance and cross-border transaction space, the XLM price prediction remains optimistic for the upcoming years.

Additionally, the partnerships with traditional finance giants like MoneyGram and Franklin Templeton, along with crypto players like Circle, the issuer of USDC stablecoin, and Stellar’s global utility the $3 mark by the end of 2030. In an optimistic case, with a massive boost in user base and clarity in the regulatory framework, the altcoin price could reach $1.25 by the end of 2050. 

Explore crypto price predictions for other cryptocurrencies in our dedicated forecast hub.

Why Stellar Matters in 2025

In 2025, the crypto market is witnessing a strong comeback. In 2017 and 2018, StarAltcoin’s Stella is one of the top performers in the previous crypto market bull runs. As it’s a Stellar Consensus Protocol SCP, it provides strong competition to XRP’s network.

Stellar offers fast transactions in nearly 5 seconds with low transaction fees, making it extremely useful for micropayments and high-frequency cross-border payments. As the social sentiment heightens around XLM in 2025 due to cross-border crypto regulation clarity and potential altcoin ETFs approval, Stellar is likely to skyrocket in 2025. Overall, the XLM prediction shows Stellar as a relevant crypto project in the upcoming years and offers payment solutions for users seeking transparency, speed, and decentralization.

To provide a well-detailed, holistic analysis of XLM price prediction, we have included all the critical, technical, and fundamental catalysts. In technical analysis, the technical charts include Fibonacci levels along with key price patterns observed in the XLM price trend. Additionally, momentum indicators such as the Relative Strength Index and Moving Average Convergence Slash Divergence Indicators are utilized to determine the current price trend and potential reversal or continuation. At the fundamental level, the analysis includes Stella-Luhmann’s ledger data, its strong competition against XRP, Stella’s consensus protocol, and its overall network activity to highlight the upper hand of its decentralization power. Meanwhile, a market-wide sentimental analysis is gauged to avoid missing out on a sharp movement fueled by the broader crypto market cycle.

Stellar Lumens (XLM) Market Snapshot

In the crypto market, Stellar holds a market cap of $8.75 billion, with a circulating supply of 31.07 billion XLM. The current market price is trading at a 70% discount from the all-time high of $0.9381, registered on January 4, 2018, with a rising market matrix. The Stellar chain shows a strong ledger. The data highlights the total accounts on Stellar nearing $9 billion. Additionally, the 24-hour ledger statistics show more than 1.1 million in payments and a DEX volume of $3.56 million. Hence, the market snapshot of XLM supports the bullish XLM crypto price prediction.

Technical Analysis: Decoding the Charts

In the weekly chart, the XLM price showcases a bullish trend in November 2024, scaling up to nearly 600%. The bull run peaked close to the $0.60 mark before witnessing a minor pullback. Within the following channel pattern, the XLM price dropped towards the 50% Fibonacci level at $0.2236. With the bullish reversal from the crucial support level, XLM price marked a breakout of the upper boundary trend line, giving a bullish conclusion.

This increases the possibility of a positive crossover between the MACD and signal lines. Additionally, the weekly RSI line drops from the overbought region to stabilize near the half-wheel level. This reflects a bottom formation and opens the possibility of a potential rebound. Based on the Fibonacci levels, the immediate resistance for a post-test turnaround in XLM is the 78.60% Fibonacci level at $0.4336. In case of an extended rally, the next key resistance levels are at $0.71, $1.33, and $2.97.

Fundamental Analysis: What Drives XLM’s Price?

Stellar’s price trend is significantly impacted by the real-world adoption of its cross-border payment solution alongside the institutional partnership and technological updates. At the heart of Stellar, the Stellar Consensus Protocol ensures lightning-fast transactions with minimal fees while offering decentralization. With such ecosystem strength, Stellar has been able to make key partnerships with top names in the global financial landscape.

MoneyGram, which offers direct fiat to crypto conversions and remittance integration, has joined hands with Stellar. Furthermore, in the crypto world, Circle, the issuer of USDC, a US dollar-backed stablecoin, has natively become available on Stellar, offering real-time global payments and empowering DeFi products. Finally, Franklin Templeton has issued tokenized mutual funds on the Stellar network, showcasing the real-world asset tokenization feature of the blockchain. Hence, on a macro level, Stellar is boosted by institutional partnerships and the global adoption of cryptocurrency.

Stellar Price Prediction: Next 30 Days

At the current market price of $0.2838, XLM technical analysis showcases a high possibility of a post-retest turnaround. Over the past 30 days, this retest reversal is likely to soar the XLM prices above the $0.30 mark. As per the XLM price prediction, the XLM price can reach a maximum price of $0.4336 over the next 30 days, with a minimum price expected at $0.2653.

Stellar Price Predictions: 2025 -2050

Stellar vs. Ripple: A Price Perspective

As the biggest competitor to Ripple, Stellar provides a decentralized alternative to the Ripple ledger. Generally, both crypto projects are compared due to the shared vision to revolutionize cross-border payments. However, the decentralized approach of Stellar provides a transparent alternative compared to Ripple Labs’ central authority. As Stellar utilizes blockchain technology, its Stellar Consensus Protocol offers a low-fee transaction with an impressive network of 41 TPS and 1.14 million payments over the past 24 hours.

In contrast, Ripple holds a massive $140 billion market cap and is gaining momentum in the DeFi market with the launch of RLUSD. As Ripple holds the top leader position in the crypto market, Stellar is likely to face an uphill battle to overcome Ripple’s dominance. Despite the massive gap between Stellar and Ripple, both altcoins are likely to witness a parabolic rise in the next bull run due to their real-world use case utility and strong underlying fundamentals.

Regulations and Stellar’s Price

As a decentralized project looking to revolutionize cross-border payments, the regulatory clarity is a critical catalyst for Stellar. Stellar is considering the acceptance of cryptocurrencies as a legal tender on a global scale. Projects like Stellar are likely to explode. Additionally, the possibility of altcoin ETFs has recently gained traction in the U.S. markets, with Donald Trump becoming the 47th U.S. President. The approval of Bitcoin and Ethereum ETFs has opened the gates for altcoins such as XRP and potentially its contender, Stellar.

Currently, Grayscale is one of the leading investment firms holding its Stellar Lumens Trust. The Stellar Lumens Trust has an asset under management of $33 million, with a net asset value per share of $24.34. In a nutshell, the regulatory clarifications at the global level are a key fundamental in determining the XLM crypto price prediction in the near future.

Frequently Asked Questions

What drives the Stellar price prediction for 2025?

Key drivers include Circle and Franklin Templeton partnerships alongside Stellar Consensus Protocol (SCP) boosting Stellar Ledger, and a forecast range of $0.220–$0.810.

After the 600% rally in 2024, it’s possible for the XLM price to hit $1 with the recent flag pattern breakout in the weekly chart. 

Based on adoption trends, Stellar may reach $15.00–$30.00 by 2050.

Based on the XLM price prediction shared above, the estimates range between $2.20 and $3.20, depending on market maturity and CBDC growth.

Collaborations with Circle, Franklin Templeton, and MoneyGram, along with the expanding Stellar ecosystem, enhance real-world adoption and long-term price strength.

See more
Vishal Dixit
Written by Vishal Dixit

Vishal is a crypto journalist with a strong grasp of blockchain, macroeconomics, and on-chain data. His curiosity for financial markets and emerging technologies drives his passion for creating insightful, data-backed content. He believes in staying ahead through continuous learning and sharing practical perspectives.